Our investment practice
Our investment practice offers a private client service providing portfolios tailored to your needs. We aim to buy high quality investments that you can hold for the long term
Read MoreOver forty years investment experience
The in-house investment management service is run by Robin Francis and Jackie Williams. They have extensive experience managing large institutional share and bond portfolios. In recent years Jackie and Robin have chosen to work with private clients. Between them they have over forty years investment experience. They are passionate about applying the insights gained from working for large pension funds. This translates into portfolios that are largely composed of individual shares and bonds. The approach allows them to flexibly respond to your needs whilst keeping costs under control. Furthermore, it ensures that the portfolios are transparent and facilitates the analysis and management of risk.
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Services
We provide a bespoke portfolio management service where you rely on us to recommend the best investments for you
Growth Strategy
The aim is to make a minimum of 30% total return over three years
Growth strategies aim, not guarantee, to make a minimum of 30 percent total return (the sum of dividends and capital gains) over three years after fees and charges. The growth strategy invests mainly in shares and occasionally in out of favour bonds. Forecasts are not a reliable indicator of future performance
Pre-retirement strategy
The aim is to achieve a growing income combined with some capital gains, such that the overall value of the portfolio increases at a rate in excess of inflation.
The aim of the pre-retirement strategy is to achieve a growing income, combined with some capital gains, such that the overall value of the portfolio increases at a rate in excess of inflation. As with the income strategy, it employs a range of different investment approaches to achieve its aims, from corporate bonds, to out of favours bonds and dividend growth shares. Forecasts are not a reliable indicator of future performance
Income Strategy
Combining a growing income with modest capital gains
The objective with an income strategy is to combine a growing income with modest capital gains. The income strategy employs a range of different investment approaches to achieve its aims, from corporate inflation bonds, to out of favours bonds and preference shares.
Forecasts are not a reliable indicator of future performance
Defensive Strategy
A combination of corporate bonds, preference shares and property/infrastructure shares
The aim, not guarantee, is to achieve a total return of 4 to 5 percent per annum after all fees and charges on a rolling three-year basis. It uses a combination of corporate bonds, preference shares and property/infrastructure shares.
Our Proposition
To work with you to select the best approach and solution for your investment needs. We offer:
- Highly experienced investment managers who have worked for large institutional pension funds and private clients
- Bespoke portfolios largely constructed using individual shares and bonds. This allows us to flexibly respond to your needs whilst keeping costs under control. Furthermore, it ensures that your portfolio is transparent and facilitates the analysis and management of portfolio risk
- Regular updates on the markets and when changes are recommended to your portfolio. Any questions are answered directly by the investment manager
- A personal approach with the emphasis on understanding what you are trying to achieve
Latest News & Events All News
MARKETS AND THE US PRESIDENTIAL ELECTION
24 Sep, 2024
25.09.2024 With the US Presidential election less than two months away I look at the potential market impact below. Since taking over the Democratic nomination from Joe Biden, Kamela Harris has built up a small lead, of around three percentage points in the opinion polls, over Donald Trump. Polls also suggest that she has a
A CHANGE IN MARKET REGIME?
24 Sep, 2024
23.09.2024 Last week the US central bank announced a half a percentage point cut in its official interest rate. Below we look at the implications and outlook for global markets. Due to the fact that the United States is the world’s largest economy, the actions of the US central bank, the Federal Reserve, are crucial
EUROPEAN MARKETS FOCUS ON THE FORTHCOMING FRENCH ELECTIONS
19 Jun, 2024
19.06.2024 President Macron’s decision to call a snap Parliamentary election has seen initial support for the far Right and the far Left. Below we look at the implications for France and the markets. Following the strong showing of the National Rally in the European elections President Macron has called snap Parliamentary elections. The initial front
WHAT ARE THE MARKET IMPLICATIONS OF A LABOUR VICTORY?
05 Jun, 2024
05.06.2024 With the Labour Party around twenty percentage points ahead in the opinion polls I take a look at the market implications of a Labour victory. Traditionally a Labour government is deemed more likely to borrow and spend than a Conservative government. However, an important side effect of the Liz Truss mini budget crisis is
HAS THE CHINESE ECONOMY STABILISED?
15 May, 2024
15.05.2024 Recent survey data suggests that the Chinese economy has stabilised. Below we look at the medium-term outlook. China’s rapid economic expansion of recent decades has been based on a pre-eminence in low-end manufacturing combined with the building out of housing and infrastructure for a growing population. However, due to the One Child policy,
WHEN WILL UK INTEREST RATE CUTS START?
30 Apr, 2024
29.04.2024 As annual inflation trends towards 2% I look at the likely timing of the first Bank of England interest rate cut. UK annual CPI inflation has fallen from a peak of 11.1% to its current rate of 3.2%. This has been driven by a normalisation of energy, food and goods price inflation.